Personal financial planning is a life skill that involves both knowledge of theory and the ability to apply this theory to practice. Personal Finance aims to equip you with the competence needed to confidently navigate your way around the complex world of finance and ensure you are considering your options at the earliest opportunity, even if there is limited scope for you to act in the present time. Borrowing, insurance, taxation and pensions are all discussed in detail. The book also includes sections on making your money work for you, and suggestions for success at personal finance.